Should I retain my current house as an Investment Property when upgrading my home? We discuss two benefits and two disadvantages to consider of retaining the home as an investment.

The RBA has increased interest rates by 0.25% on the 3rd of February 2026 to combat higher than expected inflation. Interest rate rises are: Bad for those with mortgages as their repayments increase, and their surplus cashflow decreases. Typically good for those who have finished paying off their home loan, as the interest rates on their fixed income investments (such as cash, term deposits and bonds) increase.

The value of Financial Advice comprises of Strategy, Product, Execution and Time and Effort Benefits.

Wealth brings opportunity, but it also brings complexity. For affluent Australians and high-net-worth individuals, Financial Planning is more than paying off the mortgage and saving for retirement; it’s about structuring wealth to live the life you want and to create a legacy.